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I started my first lemonade stand at age ten and ever since I've had the entrepreneurial bug. Over the last 15 years I’ve started over a half dozen technology companies that employ over 1,000 people on 4 contents. I am the Founder of, the world's first credit scoring service that uses your online social network to assess credit. We hope to improve the lives of millions. Another company I founded, has made the Inc. 500 twice.

I believe technology can increase the speed of business and reduce hassle. I've dedicated my life as an entrepreneur to proving it. Time is precious, and if you put a premium on the value of your customer’s time, you’ll be rewarded with long term loyalty.

My interests tend to cluster around start-ups, technology, business, management, finance, Wall Street, venture capital, emerging markets and the environment.

I live in New York City, but try to invest time regulary in Silicon Valley (or anywhere I can snowboard)


The internet, finance, start-ups, airplanes, wall street, technology, entrepreneurship, software, project management, governance, artificial intelligence, behavioral economics, computational linguistics, outsourcing, lenddo and the future.